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5 Digital Deposit Accounts of 2024

At present, the savings deposit interest gives a relatively low return and is not worthwhile compared to higher inflation. Today, ACU PAY would like to recommend digital deposits which you can receive higher interest than savings deposits.

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1. Pro-Fit Digital Savings

Pro-Fit Digital Savings by Land & Houses Bank is a No-Passbook savings account with interest rates of 1.50% per annum from the first baht to 3 million baht, and 1.75%per annum for deposits exceeding 3 million baht up to 50 million baht. The minimum for account opening is 2,000 baht. You can open an account through the LH Bank M Choice Mobile Banking Application immediately.

2. Grow savings by Kept by Krungsri

It is an electronic savings deposit account (with no Passbook) Online savings accounts for Thai personal customers aged 15 – 70 years with interest of up to 2.22% per annum, the maximum deposit is 5 million baht.  The interest rate for the 1 – 8 months is 1.75% per annum, and the interest for the 19 – 24 months is 2.22% per annum. The average interest rate throughout the deposit period is 1.87% per year. You can open an account through the Kept application channel.

3. KKP SAVVY Digital Savings Account

KKP SAVVY by Kiatnakin Phatra Bank is a savings account that offers 1.60% interest per annum. The deposit amount is more than 1 million baht with the maximum deposit at 5 million baht. Easy deposit via the KKP MOBILE app. Just open an online account via the KKP MOBILE Application and receive interest in June and December every year. Open as many accounts as you want with no required documentation, and no account book for transactions, and you can open an online account through the KKP MOBILE Application.

4. ttb ME Save by TMBThanachart

Easy savings with high interest rates if only you have deposited more than withdrawals each month. The ttb ME Save has a digital deposit account that gives interest at 2.20% per annum for the first 100,000 baht, the amount exceeding 100,000 to 1 million baht will receive the interest at 1.60%. For deposits exceeding 1 million baht will receive the interest at 1.20%. Interests will be paid in June and December every year. There is no need for fixed deposits, or interest can be viewed every day through the account details page. Subscribe via the ttb touch application channel to get high interest rates.

5. K-eSavings Account

Open an account online with a high-interest rate via KPLUS without going to the bank. People aged 12 years old or older can open this account although they do not have an account with the bank before. The maximum amount of this account is 300,000 baht, and the interest rate is 1.50% per annum. The deposit amount exceeding 300,000 baht will receive the interest at 0.65% per annum.

What is your opinion of each digital deposit account? Which is quite convenient for you to use? Those who are concerned about the security of their digital deposit accounts, whether online transactions are safe or not, don’t worry, because they are very secure in every step since opening accounts to transactions, there are many cycles of confirmation.

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