Is using a credit card abroad still worth it in 2025?

After the COVID-19 outbreak, many Thai people have started travelling abroad. Using credit cards to pay for goods and services abroad has become a popular choice for many people instead of exchanging cash because of the convenience, safety, and have many privileges such as reward points or cash back.
Does a rise in interest rates really cause a currency to strengthen?

Whenever a central bank of any country raises interest rates, a common follow-up question is whether that country’s currency will “strengthen.” Theoretically, the answer is yes—but in
practice, it’s more complicated. We can’t say with 100% certainty that an interest rate hike will always result in a stronger currency.
A Look at Budget Travelers’ Habits: How They Plan Trips Amid High Interest Rates

These days, going on a trip isn’t just about picking a destination — budgeting has become just as important. With global interest rates still high and the cost of goods and services rising, budget-conscious travelers are adjusting their behaviors to travel comfortably without breaking the bank.