Every year there’s an annual tax payment, and we’re all familiar with the word tax allowance, the more we have an allowance, the less we pay for tax or can get a tax refund as well. For a novice who hasn’t filed for tax allowance yet, have you ever wondered why we need tax breaks and what can be used in tax allowance? ACU PAY will briefly tell you guys.

It is undeniable that money is one of the things that we cannot live without. We work so hard to get money to spend in our daily lives. Have you ever wondered how money that we use these days has value or what makes the number in the bank account valuable? If so, ACU PAY will explain it to you.

“Emergency Fund” is a very important fund for life because we have to have reserves for emergencies or unexpected events such as job losses, natural disasters, illnesses, and epidemics. How much emergency savings do you need to be safe? This time, ACU PAY has prepared an answer for you.

Many people may think that billionaires or rich people may use money extravagantly and have luxurious lives. However, one of the interviews with a financial planner who has been planning a lot for billionaires found out that these millionaires are very disciplined in spending their money and can manage their money well beyond our expectations.

Refinancing is another alternative that many people look for when they are paying installments for a house for a while and start to feel like they cannot bear the burden of interest anymore because refinancing will help lower the interest. However, before you refinance, you should first calculate whether changing the bank is worth it or not. This time, ACU PAY will tell you 3 steps to calculate before refinancing.

Each loan, in addition to the burden of interest and principal required from the money we have borrowed, has several additional expenses from loans that

For anyone who is looking to apply for a home loan, automobile loan, or condo loan but still do not understand the differences between Flat interest and Effective Interest or wonder which one of them suits you better, read this article and you will understand more about those two types of interest.

It is undeniable that recent investments like Cryptocurrency are gaining huge popularity. Currently, Singapore, Asia’s leading technology hub, has granted Coinbase, which is a Cryptocurrency trading platform, to be used for payment on a full scale.

If you think about an asset that no matter how volatile it is, there is no effect on its value and the price continues to rise, you may think of nothing but gold. Therefore many people choose to invest in gold, but it is quite hard for us to purchase gold at once due to its high price. Nowadays, there is an alternative investment called Gold Saving which you can trade easily via your smartphone. Why is Gold Saving good? ACU PAY will explain it to you.