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Deposits in all savings accounts at all banks. If the total interest rate does not exceed 20,000 baht per year, the tax exemption is granted. If the total amount of interest is more than 20,000 baht, you have to pay taxes from the first baht, including the exemptions part. This covers all kinds of savings accounts such as non-regular deposits or special savings.
Fixed deposits help with the discipline of saving because you have to deposit the same amount every month for at least 24 months and each deposit is not more than 25,000 baht or a total of up to 600,000 baht. However, there is a limitation that one tax-free fixed deposit account per person only.
Those who love taking a chance would love this because they can have a chance to win a big prize every month and also receive a fixed interest rate. They will get an interest in the full amount because they do not have to pay the tax on the interest received, but they also have to use money to get it.
It is a savings deposit with savings cooperatives such as company savings cooperatives, and government savings cooperatives for each government agency. The interest is higher than general savings and there are also dividends paid to members who hold cooperative shares. This is another option for tax-free deposits.
Provident funds are considered long-term savings and tax-free. You will receive the money from the provident funds when you turn 55 years old or more. The life expectancy of the work experience and membership age is 5 years or more. Therefore, if you change your job or move your job, you should not leave the fund membership. You should maintain your membership to be disciplined in saving and reducing tax burden.
It is a profit from selling shares on the stock exchange or to a bank that opens up investment channels and allows us to access and assist you in managing the shares. Individuals who transfer shares are exempt from all taxes.
In conclusion, all of these are tax-free investment alternatives that investors can consider to be appropriate for investment risks that they take and benefit from investing in tax-free investment.
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