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5 reasons why you should apply for the ACU VISA Card

1. Pay instantly at any time of the day: Whether it is for food, commuting, or daily shopping, you can pay instantly without needing to prepare cash or look for exact change.
2. More seamless usage with ACU PAY: For ACU PAY users, having the card on hand makes payments faster. Simply present or tap the card to complete a transaction instantly, without needing to switch screens or open the app every time.
3. Comprehensive coverage of retail and online services: Supports a wide range of use cases, from general retail stores, restaurants, and movie theaters to various websites and digital services that accept VISA.
4. Cash ready when needed: If you are in a situation where cash is required, you can withdraw money from supported ATMs, providing more usage options than a standard payment card.
5. Carry one card, access a wider network: Backed by the global VISA network, the card can be used continuously locally, during travel, or for international purchases.

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Fees

ACU VISA Virtual Card has an application fee of only 199 THB, allowing users to receive their card information and begin using it immediately upon approval. Meanwhile, the ACU VISA Physical Card has an application fee of 399 THB, which will be mailed to the registered address within 14 working days and is ready for use immediately after activation. Both Virtual Card and Physical Card applicants will receive a starting balance of 50 THB on their card to use right away.

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How many ACU VISA Card’s types are there?

ACU VISA Card is available in two types: the Virtual Card, which is ideal for online payments to suit modern lifestyles, and the Physical Card, for those accustomed to using a traditional card. Users can choose to use it both online and offline. No matter what your lifestyle is, the ACU VISA Card is ready to support all your spending needs conveniently, quickly, and flexibly.

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It’s Time to Plan: Why You Shouldn’t Delay Your Retirement Planning

It’s Time to Plan: Why You Shouldn’t Delay Your Retirement Planning

Have you ever thought that “retirement” is still far away, so there’s no need to plan now?
The truth is, what we decide to do today will shape the quality of our life after work in the future. The earlier we start, the more time we have to prepare.
We also have a greater chance to build higher returns and can enjoy life after retirement with freedom, stability, and peace of mind.

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In today’s digital world, where technology plays a big role in daily life, one of the biggest changes we can see is the move toward a Cashless Society. This means making payments and financial transactions without carrying cash anymore. Shopping, paying bills, or even sending money can now be done with just a few taps, through credit cards, debit cards, banking apps, or electronic wallets (e-Wallets), which have now become part of almost everyone’s daily life.

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In recent years, Thailand’s economy has faced many challenges from the impact of COVID-19 and a slow recovery to household debt problems—which have kept people’s purchasing power from returning to normal. To boost the economy with visible results, the government introduced several stimulus measures. One of the most popular and widely discussed is the ‘Khon La Khrueng’ (Half-Half) scheme.

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Gold takes the spotlight! Central banks worldwide make the biggest cut in U.S. dollar holdings in 30 years.

In 2025, a major turning point emerged in the global financial system: for the first time in nearly 30 years since 1996 central banks around the world now hold more gold by value than U.S. government bonds. This shift highlights a growing process of “de-dollarization,” as nations steadily reduce their reliance on the U.S. dollar. The move reflects mounting concerns over U.S. fiscal stability, intensifying geopolitical tensions, and the use of the dollar as a “financial weapon” through international standards.

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When people think of Thailand, street food is often one of the first things that comes to mind. It can be found everywhere — in small alleys, from food carts, night markets, or little stalls by the roadside. It has a unique charm that combines great taste, good value for money, and rich culture. This mix has made Thai street food rank among the “Best Street Food in the World.” That’s why it has captured the hearts of both Thais and foreigners alike.

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How Thai SMEs Are Adapting Amid Economic Uncertainty

In recent years, the global and Thai economies have faced growing uncertainty from persistent inflation and the fluctuating value of the baht, to geopolitical tensions and intense foreign competition. These challenges have had a significant impact on small and medium-sized enterprises (SMEs) which remain particularly vulnerable to sudden economic shifts. As a result, SMEs are being forced to accelerate their adaptation strategies in order to survive and grow sustainably in this increasingly volatile environment.

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Thailand’s Soft Power in 2025: A Rising Force in Global Culture?

In the modern era, international competition is no longer defined solely by economic strength. By 2025, “soft power” has become a key strategy focused on projecting cultural appeal and national values to build credibility and global influence. Thailand, recognizing this shift, continues to actively expand its soft power reach, showcasing its rich cultural heritage, creativity, and identity on the global stage.

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How do high interest rates affect deposits?

In an era where the global economy is becoming increasingly uncertain due to various factors such as inflation, fluctuating oil prices, and changes in central bank policies around the world, the policy interest rate has become one of the most important tools used to manage economic conditions.Especially interest rates that continue to rise in many countries, including Thailand.

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