Summarize Terms & Conditions for Digital Wallet 10,000 Baht, Starting in the 4th Quarter This Year

After a while, the Digital Wallet of 10,000 baht Program is talked about again. The Prime Minister emphasized that this program will be started in the 4th quarter of this year. The digital money will be spent via the Super App from the government. The details are as follows;

Terms of Eligible person to get 10,000 baht via Digital Wallet

50 Million people
Thai people who are 16 years old or older in the month of registration, people of both in the tax and out of tax system. (both of those who file and do not file tax returns)
Assessable income does not exceed 840,000 baht per year
Deposits at commercial finance institutions and state-owned specialized financial institutions shall not exceed 500,000 baht in total.

In this regard, there is a controversy over the conditions on the amount of income required per year and the amount of bank deposits, whether these conditions will be eliminated or not.

In addition, for the state welfare card holders, poor people’s card holders, and the elderly, the government said they could register for digital money of 10,000 baht, but they would have to pass the qualification examination according to the criteria.

What can 10,000 Baht in a Digital Wallet buy?

All kinds of goods can be spent through the 10,000 baht digital money project except

Vices
Petrol
Services
Online goods
Additional goods to be designated by the Ministry of Commerce

Where can 10,000 Baht in a Digital Wallet be used?

Recently, there have been additional conditions for shops that can be used in the project to distribute 10,000 baht of digital wallets. In addition to shops that can be used by the public, general stores in the community, grocery stores, noodles, and mini-mart communities,

It can also be used at convenience stores such as 7-11, Lawson 108, CJ Express, Mini Big C, Lotus’s Go Fresh, and fast food restaurants such as KFC and McDonald’s.

Terms of expenditure

The First Group: Between People and Shops

Spending locally at the district level (878 districts) by requiring people to spend only on small shops within the district as specified by the Ministry of Commerce.

The Second Group: Between Shops and Shops

Spending space between shops and shops at the district level and the size of stores is not defined. Spending money can be spent several times.

Spend via Super App from the Government

The “Citizen Portal” application is considered a Super App developed by the Digital Government Development Agency (DGA) and is a service center that connects government agencies’ services, covering the public’s contact with government agencies of all ages. It can be downloaded through the App Store and Google Play.

Once the app is installed, you can apply and authenticate in 2 ways as follows:

The 1st Channel: Apply and authenticate via the app using your ID card and face scanning. Once the identity has been confirmed, you can access the government service immediately.

The 2nd Channel: Apply and confirm your identity through 7-Eleven service counters across Thailand, Thai Post Office counters, Boon Term Kiosk, government multi-purpose booths, and ThaiID applications.

Source of Budget used in this program

The budget for the year 2025 at 152,700 million baht.
The project was carried out through a government agency of 172,300 million baht.
Management of the budget for the year 2024 of 175,000 million baht.
Budget to make a new Super App.

When can we use it?

The 50 million eligible people will start registration in the third quarter, July, and start spending in the fourth quarter, October.

However, according to the details and conditions of the 10,000 baht digital wallet to be used recently, there may be additional changes that we need to follow up with the government.

References from