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Over the years, the FIRE Movement has been a trend of early retirement savings that focuses on creating retirement money to live in dreams as quickly as possible. Nevertheless, there is a new savings trend in new generations which is called “Soft Saving” What does this saving trend look like? Let’s find out, shall we?
Even though we have earned a lot of money, how come there’s never any money left to save? Today ACU PAY will present you an interesting saving technique called “Latte factor”
We all have different viewpoints, thoughts, and lifestyles. Both lifestyles and thoughts depend on experience or society that we have grown with. Those perspectives also influence how we spend our money and the differences in our investment styles. Today, ACU PAY will take you to take a look at 4 Financial Views, which types of view are you?
A lot of people who are not having enough money to use will rely on borrowing like loans or withdrawals from credit cards. Do you know what kind of financial products are right for you? This time, ACU PAY will introduce you to two types of loans: personal loans and cash loans.
Every year there’s an annual tax payment, and we’re all familiar with the word tax allowance, the more we have an allowance, the less we pay for tax or can get a tax refund as well. For a novice who hasn’t filed for tax allowance yet, have you ever wondered why we need tax breaks and what can be used in tax allowance? ACU PAY will briefly tell you guys.
It is undeniable that money is one of the things that we cannot live without. We work so hard to get money to spend in our daily lives. Have you ever wondered how money that we use these days has value or what makes the number in the bank account valuable? If so, ACU PAY will explain it to you.
“Emergency Fund” is a very important fund for life because we have to have reserves for emergencies or unexpected events such as job losses, natural disasters, illnesses, and epidemics. How much emergency savings do you need to be safe? This time, ACU PAY has prepared an answer for you.
Many people may think that billionaires or rich people may use money extravagantly and have luxurious lives. However, one of the interviews with a financial planner who has been planning a lot for billionaires found out that these millionaires are very disciplined in spending their money and can manage their money well beyond our expectations.
Refinancing is another alternative that many people look for when they are paying installments for a house for a while and start to feel like they cannot bear the burden of interest anymore because refinancing will help lower the interest. However, before you refinance, you should first calculate whether changing the bank is worth it or not. This time, ACU PAY will tell you 3 steps to calculate before refinancing.
Each loan, in addition to the burden of interest and principal required from the money we have borrowed, has several additional expenses from loans that
Over the years, the FIRE Movement has been a trend of early retirement savings that focuses on creating retirement money to live in dreams as quickly as possible. Nevertheless, there is a new savings trend in new generations which is called “Soft Saving” What does this saving trend look like? Let’s find out, shall we?
Even though we have earned a lot of money, how come there’s never any money left to save? Today ACU PAY will present you an interesting saving technique called “Latte factor”
We all have different viewpoints, thoughts, and lifestyles. Both lifestyles and thoughts depend on experience or society that we have grown with. Those perspectives also influence how we spend our money and the differences in our investment styles. Today, ACU PAY will take you to take a look at 4 Financial Views, which types of view are you?
A lot of people who are not having enough money to use will rely on borrowing like loans or withdrawals from credit cards. Do you know what kind of financial products are right for you? This time, ACU PAY will introduce you to two types of loans: personal loans and cash loans.
Every year there’s an annual tax payment, and we’re all familiar with the word tax allowance, the more we have an allowance, the less we pay for tax or can get a tax refund as well. For a novice who hasn’t filed for tax allowance yet, have you ever wondered why we need tax breaks and what can be used in tax allowance? ACU PAY will briefly tell you guys.
It is undeniable that money is one of the things that we cannot live without. We work so hard to get money to spend in our daily lives. Have you ever wondered how money that we use these days has value or what makes the number in the bank account valuable? If so, ACU PAY will explain it to you.
“Emergency Fund” is a very important fund for life because we have to have reserves for emergencies or unexpected events such as job losses, natural disasters, illnesses, and epidemics. How much emergency savings do you need to be safe? This time, ACU PAY has prepared an answer for you.
Many people may think that billionaires or rich people may use money extravagantly and have luxurious lives. However, one of the interviews with a financial planner who has been planning a lot for billionaires found out that these millionaires are very disciplined in spending their money and can manage their money well beyond our expectations.
Refinancing is another alternative that many people look for when they are paying installments for a house for a while and start to feel like they cannot bear the burden of interest anymore because refinancing will help lower the interest. However, before you refinance, you should first calculate whether changing the bank is worth it or not. This time, ACU PAY will tell you 3 steps to calculate before refinancing.
Each loan, in addition to the burden of interest and principal required from the money we have borrowed, has several additional expenses from loans that
